House of Lords - Explanatory Note
Child Support, Pensions And Social Security Bill - continued          House of Lords

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Non-resident parent

"Non-resident parent" means a parent who is not living in the same household as the child in respect of whom an application for maintenance has been made (the "qualifying child").

Occupational Pensions Regulatory Authority (Opra)

Opra is a statutory body created by the Pensions Act 1995, which is responsible for ensuring that occupational pension schemes comply with the requirements of the relevant legislation. It has the power to investigate and can impose a range of penalties for non-compliance, including prohibition from acting as a trustee and imposition of fines. It may also pursue criminal proceedings.

Occupational Pension Scheme

A scheme organised by an employer or on behalf of a group of employers to provide pensions and/or other benefits for, or in respect of, one or more employees on leaving service or on death or retirement.

Parent with care

"Parent with care" means a parent living in the same household as the qualifying child and who usually provides day-to-day care of the child. When the person caring for the child is not the child's legal parent, she is sometimes known as a "person with care" (PeWC).

Pensions Act 1995

This Act provides a framework of statutory obligations on employers, trustees, scheme professionals and others connected with pension schemes in order to provide greater security for scheme members.

Personal Pension

An arrangement between an individual who is self-employed, in non-pensionable employment or who is not a member of an employer's scheme, and a pension provider (such as an insurance company) which enables the individual to make provision for a pension on a money purchase basis. See also occupational pension scheme.

An Appropriate Personal Pension (APP) is a personal pension scheme that has been certified as suitable for contracting out of SERPS. APPs are not available to the self-employed.

Primary Threshold

The Primary Threshold is the point at which employees begin to pay National Insurance contributions. It will be increased over the 2 years beginning April 2000 to the level of the Income Tax Personal Allowance. The Primary Threshold for 2000/01 will be £76.00 per week.

Qualifying child

A child who is living apart from one or both parents and for whom an application for child support has been made.

Severe Disablement Allowance (SDA)

A tax-free, non-contributory benefit for those incapable of work for at least 28 weeks who do not qualify for Incapacity Benefit. Severe Disablement Allowance is being withdrawn for new claimants from April 2001 but those already receiving the benefit will continue to do so

Social Security Act 1998

Provided for a new system for making decisions on cases and handling disputes and appeals. Implemented for child support in June 1999.

Tax Year

The tax year is the period within which liability to pay Income Tax arises, and runs from 6 April in one year to 5 April the next. The tax year for 1999-2000 runs from 6 April 1999 to 5 April 2000.

Training Allowance

A weekly allowance paid from public funds to people participating in certain courses of training, instruction or work experience provided by, or in pursuance of arrangements made with, the Secretary of State for Education and Employment under section 2 of the Employment and Training Act 1973. A training allowance consists of a basic element equivalent to the participant's benefit entitlement when unemployed plus, where appropriate, a training premium or top-up, reimbursement of travelling expenses, and living away from home allowance.

Upper Earnings Limit (UEL)

The level of weekly earnings above which there is no liability for employee National Insurance contributions. It sets the upper limit for the weekly earnings on which Additional Pension accrue and which qualify for contracted-out rebates. See also Lower Earnings Limit.

Widows' Benefits

Widows' Benefits are available to working age widows and entitlement is based on the National Insurance contribution record of the deceased husband. They are to be replaced by Bereavement Benefits, which will be available equally to widowed men and women on the same basis - based on the late spouses' National Insurance record.

Welfare Reform and Pensions Act 1999

Introduced a range of measures relating to Social Security benefits, pensions and National Insurance contributions.

 
 
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Prepared: 6 April 2000