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Session 1998-99
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Amendments to the Welfare Reform and Pensions Bill

Welfare Reform and Pensions Bill -
Amendments to be debated in the House of Lords

Here you can browse the Amendments to the Welfare Reform and Pensions Bill to be moved on Report in the House of Lords.

  
Clause 1
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 1, line 12, leave out subsection (2) 
     Page 1, line 21, at end insert ("but there shall be no requirement to take out a stakeholder pension in the form of an annuity by a specified age.") 
     Page 1, line 22, leave out subsection (5) 
     Page 2, line 11, leave out from ("to") and ("and") in line 12 and insert ("a minimum contribution level of £20 per month") 
     Page 2, line 12, leave out ("and other restrictions as may be prescribed,") and insert ("up to a maximum of £5,000 a year of the proportion of earnings which may be relieved of income tax if invested in an eligible pension scheme for a person of the relevant age in accordance with current Inland Revenue rules, whichever may be higher,") 
     Page 2, line 18, at end insert ("or other insurance contracts, annuity contracts or pension arrangements which satisfy the prescribed arrangements") 
     Page 2, line 20, at end insert--
 
    ("(10)  The ninth condition is that the scheme shall provide full and accurate advice to any person who applies to join the scheme as to how a stakeholder pension would benefit the applicant compared to other types of pension and shall tell the applicant that they have up to twenty-five days to cancel the application without cost or penalty; and an applicant to a stakeholder pension scheme shall have up to twenty-five days from receiving the said advice to cancelling the said application without cost or penalty.")
 
  
After Clause 1
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Insert the following new Clause-- 
     ("  .  Participation in a stakeholder pension scheme shall not preclude participation in other pension arrangements.")Participation in stakeholder pension schemes.
     Insert the following new Clause-- 
     ("  .  The Treasury shall publish on an annual basis a decision tree explaining the relationship between the stakeholder pensions and all other types of pension and other forms of saving to enable employees to decide what the most appropriate form of retirement provision is for them to make.")Treasury to publish annual report on pensions and saving schemes.
  
Clause 2
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 2, line 30, at end insert--
    ("(  )  the premiums received will ensure a pension in excess of that which will be received if an individual is entitled to the Minimum Pension Guarantee;")
 
  
Clause 3
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 3, line 24, after the second ("of") insert ("10 or more") 
  
Clause 25
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 29, line 8, leave out ("2") and insert ("3") 
     Page 29, line 34, leave out ("2") and insert ("3") 
  
Clause 26
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 29, line 43, leave out ("of the appropriate amount") and insert ("calculated in accordance with section 28") 
  
Clause 28
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 31, line 2, leave out ("(2)") and insert ("(2A)") 
     Page 31, line 3, leave out from ("debit") to end of line 8 and insert--
    (a)  any shareable rights that are accrued rights to qualifying money purchase benefits are reduced on the transfer day by the appropriate percentage, and
    (b)  subject to subsection (2), any other qualifying benefit or future benefit to which he is entitled under the arrangement by virtue of those rights is reduced by the appropriate percentage.")
 
     Page 31, line 11, at end insert ("to which subsection (1)(b) applies") 
     Page 31, line 16, at end insert ("that would have been payable in the same circumstances had his pensionable service terminated on the day before the transfer day") 
     Page 31, line 16, at end insert--
 
    ("(2A)  Where a person's rights under a pension arrangement become subject to a pension debit, any pension debit in terms of this section shall be ignored for the purposes of calculating any benefit payable in respect of that person which is not a qualifying benefit.")
 
     Page 31, line 17, leave out ("and (2)") and insert ("to (2A)") 
  
Clause 29
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 32, line 9, leave out subsection (3) 
     Page 32, line 46, leave out ("any reduction under section 15A") and insert ("a pension debit") 
  
Clause 43
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 47, line 36, at end insert--
    (""accrued rights" has the meaning given by section 124(2) of the Pensions Act 1995;")
 
     Page 47, line 38, at end insert--
    (""money purchase benefits" has the meaning given by section 181 of the Pension Schemes Act 1993;")
 
     Page 48, line 32, after ("(1)") insert--
    ("(i)  where the benefits secured by the annuity are payable to the trustees of a trust, to the trustees of that trust, and
    (ii)  where the benefits secured by the annuity are payable to the beneficiaries")
 
     Page 48, line 34, after ("expression") insert--
    ("(i)  where the benefits secured by the policy are payable to the trustees of a trust, to the trustees of that trust, and
    (ii)  where the benefits secured by the policy are payable to the beneficiaries")
 
  
Clause 50
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 54, line 34, after ("day") insert ("or a bereaved woman aged between 60 and 64 when the spouse died") 
  
Clause 51
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 56, line 41, leave out ("26 weeks") and insert ("two years") 
     Page 57, line 1, leave out ("26 weeks") and insert ("two years") 
  
Clause 52
 
  
BY THE LORD RIX
 
     Page 58, line 39, at beginning insert ("Subject to subsection (7A),") 
     Page 58, line 43, at end insert--
 
    ("(7A)  In specified cases, regulations shall prescribe higher proportions than that specified in subsection (7), up to the full amount which would otherwise have been payable.
 
    (7B)  Regulations made under subsection (7A) shall be contained in a statutory instrument which shall not be made unless a draft of it has been laid before, and approved by a resolution of, each House of Parliament.")
 
  
Clause 53
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 60, line 7, at end insert--
    ("(  )  for determining the training to be provided to persons by whom interviews are to be conducted, which shall include training in the principles of personnel management and job placement, in types and incidence of mental and physical disability and in recent developments in coping with time;")
 
     Page 60, line 27, after ("regulations,") insert ("such matters to include the degree of incapacity, invalidity or physical or mental illness of the person, the recent bereavement of such a person or the illness or incapacity of any child, parent, spouse, partner or other person for whom the person claiming benefit has care,") 
     Page 62, line 8, at end insert (",  conducted at a location appropriate to the person") 
  
After Clause 54
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Insert the following new Clause-- 
     ("  .--(1)  The Secretary of State shall report annually to Parliament on the operation of the work-focused interviews, with specific reference to--
    (a)  the number of those moved from the interviews into work; and
    (b)  the number who, having moved into work, leave work after--
          (i)  6 months, and
          (ii)  12 months.
    (2)  For the purposes of subsection (1), the Secretary of State shall take into consideration the following--
    (a)  the number of interviews which are postponed, deferred or cancelled,
    (b)  any cost implications for businesses, and
    (c)  the levels of fraud detected.
    (3)  For the purposes of subsection (1) the Secretary of State shall consult--
    (a)  all relevant non-governmental organisations,
    (b)  all businesses involved with the operation of the work-focused interviews, and
    (c)  any organisations which the Secretary of State may think appropriate.
    (4)  The period for any consultation under subsection (3) shall be three months.")
Annual report to Parliament on work-focused interviews.
  
After Clause 63
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Insert the following new Clause-- 
     ("  .  In section 75(1) of the Contributions and Benefits Act (entitlement of disability living allowance), for "65" substitute "70".")Extension of
entitlement to
allowance to
persons aged
up to 70.
  
Clause 64
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 70, line 15, leave out paragraph (a) 
  
Clause 71
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 74, line 42, leave out from ("worker")") to ("and") in line 3 on page 75 and insert ("would have been an employed earner of a business carried on by another person to which he provides services ("the client") had he contracted direct with the client,") 
  
Schedule 12
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 147, line 43, at end insert--
 
    ("  .--(1)  Section 111 (voluntary contributions) is amended as follows.
 
    (2)  After subsection (3), there is inserted--
        (4)  This section does not apply to a member who is a pension credit member."")
 
  
Clause 84
 
  
BY THE LORD HIGGINS
THE BARONESS BUSCOMBE
THE LORD ASTOR OF HEVER
 
     Page 86, line 11, at end insert ("; and section 76 shall not come into force until the Secretary of State is satisfied that there are sufficient safeguards within the Child Support Agency to protect the confidential nature of the information declared") 
     Page 86, line 23, at end insert--
    ("(  )  sections 50, 51(1), 51(2) (except for sections 39B(3) and 39B(4)(b) of the Contributions and Benefits Act contained therein) and section 52;")
 
 
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Prepared 28 July 1999