Treasury Committee - Written Evidence
CONTENTS:
Retail Distribution Review
On this page is the written evidence received and accepted by the
Committee as evidence for the inquiry into the Retail Distribution Review.
The written evidence is available as a consolidated pdf version (in several
volumes) and as individual html files.
Consolidated volume of written evidence -
volume 1 PDF version 
Consolidated volume of written evidence -
volume 2 PDF version
HTML version -
1 Nic Williams
2 David Chaundy
3 Jerry Carrington
4 Jason Georgiou
5 Allan Young
6 Miles Stapleton
7 Martin Evans
8 John Davies
9 Alan Taylor
10 Norwest Consultants
11 Guy Dawe
12 Nick Bamford
13 Richard Bryant
14 Independent Mutual Ltd
15 Jeff Ludgate
16 Killik & Co
17 Gary Heppleston
18 Tom Scott
19 Hugh Lancaster
20 George Collier
21 Lindsay Lockett
22 Edward Parsons
23 Dennis Burling
24 Brian Brotherton
25 Carl Hope
26 Michael Fallas
27 Professional Investment Management Services
28 Colin Johnson
29 Nick Bell
30 Paul Stocks
31 Simon Mansell
32 Julie Bayley
33 Neil Evans
34 Mark Cooke
35 Cllr Martin Weale
36 Eamon McIlroy
37 Robert Davies
38 Rebecca Taylor
39 Jeremy Brett
40 Clive Barwell
41 Terence O’Halloran
42 David Turner
43 Andrew Reeves
44 George Emsden
45 David Pring
46 Stephen Pett
47 Arnold Aaron
48 Clive Barwell
49 Alan Smith
50 Philip Wise
51 Robert Jackson
52 Roger Parkes
53 Ross Perry
54 Alan Simpson
55 Jason Butler
56 Phillip Ford
57 Ronald Faulkner
58 Alan Taylor
59 Barry Melton
60 IFS School of Finance
61 Adam Williamson
62 Adam Crozier
63 Stuart Jefferies
64 Jonathan Kirby
65 Ben McLaughlin
66 Keith Lewis
67 Terry Collins
68 David Williams
69 Charmian Asher
70 Ron Blandford
71 Peter Chesworth
72 John Amey
73 David Penn
74 David Chaundy
75 Paul Scott
76 Unite the Union
77 Dennis Hall
78 Chris Pinkney
79 Frank McCann
80 Roger Heath
81 Ken Prosser
82 Wingate Financial Planning
83 Chartered Institute of Bankers in Scotland
84a Chartered Institute of Bankers in Scotland
84 Richard Wright
85 Chartered Insurance Institute
86 Andrew Middlemiss
87 Lloyds Banking Group/Scottish Widows
88 Blair Cann
89 Christopher Gore
90 Chris Simpkin
91 Terry Halewood
92 Philip Done
93 Preston Anderson
94 Cazenove Capital Management
95 Creative Benefit Solutions
96 John Whipple
97 Financial Services Skills Council
98 Graham Taylor
99 Frank Dolan
100 John Blackmore
101 Jim Smith
102 Oyster Financial Services
103 Mark Thompson
104 SimplyBiz
105 JP Loveland
106 Merlin Financial Consultants
107 Alastair McCarey
108 Mike Jeacock
109 Les Cantlay
110 Jeremy Taylor
111 Doug Cowe
112 Maurice Manasseh
113 Stephen Jacobs
114 Chartered Institute for Securities and Investments
115 Henry Roth
116 Chris Petrie
117 John Heslop
118 Trevor Phelps
119 Kenneth Gordon
120 Sean Glorioso
121 Simon Boyle, Independent Financial Adviser
122 Derek Gair, GDC Associates
123 Investment Management Association
124 Alan Lakey, Highclere Financial Services
125 Beverley Davison, Highclere Financial Services
126 Adviser Alliance
127 Glen McKeown, Financial and Tax Adviser
128 Financial Services Authority
129 Investment and Life Assurance Group
130 AXA UK
131 Association of British Insurers
132 Garry Heath, Life Change Ltd
133 Seymour Pierce
134 St James’s Place Wealth Management
135 Justice in Financial Services
136 Graham Franklin, First Financial IFA
137 Financial Services Consumer Panel
138 CFA UK
139 Association of Financial Mutuals
140 Standard Life
141 Association of Independent Financial Advisers
142 British Bankers’ Association
143 David Haxby, Independent Financial Adviser
144 Threesixty Services
145 Peter Hamilton
146 IFA Defence Union
147 Christopher Bolshaw
148 Zurich Financial Services
149 Sesame Bankhall Group
150 Lyn Cooke, Independent Financial Adviser
151 Warwick Butchart Associates Ltd
152 Stephen Henry, E M Gray & Co
153 Bharat Sisodia, Financial Planning Consultant
154 Principal Investment Management
155 Consumer Focus
156 Royal Bank of Scotland
157 APCIMS
158 Ian Brough, Independent Financial Adviser
159 Charles Stuart Financial Services Ltd
160 Patricia Hutchinson, Independent Financial Adviser
161 James Brearley & Sons Ltd
162 Phil Mines, Chartered Financial Planner
163 Ralph Whittaker
164 Jon Lowson, IFA Research and Reports Ltd
165 Mark Loydall, Cambourne Financial Planning Ltd
166 Which?
167 Building Societies Association
168 Arnott Guy & Co Ltd
169 Financial Services Practitioner Panel
170 Smaller Businesses Practitioner Panel
171 Mike Reynolds, Moneywise GB
172 Terence P O’Halloran, O’Halloran and Co
173 Care Asset Management Ltd
174 Simon Mansell, Temple Bar IFA
175 Martyn Young
176 Alastair Lyon
177 Fidelity International
178 D. W. Johnstone, Creative Benefit Solutions
179 Consumer Financial Education Body (CFEB)
180 Hargreaves Landsdown
180a Further submission from Justice in Financial
Services
181 Michael Forbes Bates
182 Paul Raseta
183 Concept Financial Planning
184 LifeafterX Ltd
184a FSA letter to Andrew Tyrie re RDR
185 Barclays
186 Aviva
187 Nikhil Chauhan
188 Owen Hoye, OPH Financial Consultants
189 Towry
190 Jonathan Blake, Independent Financial Adviser
191 Peter Falls, Financial Adviser
192 Mark Gosling, Castle Investments Consultants
193 Paul Naylor, A P Financial Services UK Ltd
193a Paul Naylor, A P Financial Services UK Ltd
194 D Frost, Norwood Financial Services
195 Laurence Frazer
196 Mrs McCartney, Independent Financial Adviser
197 W H Ireland Ltd
198 Chris Dodd, Independent Financial Adviser
199 Julian Ellis
200 Chris Dodd
201 A J Mathers, Mathers, Harrison & Co
202 J P Morgan
203 Angus Low
204 Richard Arnold Financial Management Ltd
210 Rensburg Sheppards Investment Management Ltd
211 NFU Mutual
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