Treasury - Thirteenth Report
Here you can browse the report together with the Proceedings of the Committee. The published report was ordered by the House of Commons to be printed 20 September 2007.
Contents
Terms of Reference
Summary
1 Introduction
Conduct of our inquiry
2 Progress on the financial inclusion agenda
A strategic and coordinated approach
Secure funding for financial inclusion
The future of the Financial Inclusion Taskforce
Basic bank accounts
Access to non-charging cash machines
The Post Office Card Account and its successor
Tackling high cost credit
Affordable credit and the Social Fund
Financial capability
Generic financial advice
Access to insurance
3 Saving and financial inclusion
Information on saving levels and patterns
The value of saving in the context of financial inclusion
Existing Government initiatives on saving and assets for all
Saving for shorter term purposes
Saving and the Government's financial inclusion strategy
Conclusions
4 Christmas saving schemes
The "hamper" product and its rivals
The appeal and customer base of the "hamper" product
Financial viability
Trust accounts and the Christmas Prepayments Association
Competition
Further regulatory options
Conclusions on regulation of the "hamper" market
The wider protection of prepayments
Public awareness on options for saving for Christmas
5 The Saving Gateway
Evolution of the Saving Gateway
The Irish comparison
Eligibility
Matching and contribution limits
Duration
Providers
Overall conclusions
6 Savings and credit unions
Credit unions and savings now
Legislative change
Conclusions and recommendations
Formal minutes
Witnesses
List of written evidence
List of Reports from the Treasury Committee during the current Parliament
List of Oral Evidence
Tuesday 1 May 2007
Wednesday 6 June 2007
Tuesday 19 June 2007
Written Evidence
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